FTMO vs FundedFast
FTMO is the most recognised name in prop trading, and it has moved. It now sells a 1-Step alongside the 2-Step, pays 90% on the 1-Step, and its cheapest challenge starts at EUR 79. Here is how FundedFast compares once those changes are on the table.
By John McLaren
Updated August 2026 · 6 min read
Ownership disclosure: FundedFast operates this website, and FundedFast challenges appear in the comparisons below. Every firm, including ours, is assessed against the same published criteria, and we link to each competitor so you can verify our numbers yourself. How we rank and earn is documented in our editorial policy. Read our editorial policy
Quick Comparison
Where FundedFast
Has the Edge
Lower Entry, Fee Returned
FTMO's cheapest route is a EUR 79 1-Step, but that program carries no refund. FundedFast starts at $49 and returns the fee on your first payout at every size.
90% Upgrade at Checkout, Not 2-Step Scaling
FTMO pays 90% outright only on the 1-Step. On the 2-Step it starts at 80% and reaches 90% through the Scaling Plan or Premium Programme, which take months and carry approval steps. FundedFast also starts at 80%, and its 90% is a paid checkout add-on available on 1-Phase accounts from $50K and 2-Phase from $100K.
Weekly Payouts, Not Bi-Weekly
FTMO pays out every two weeks. FundedFast processes withdrawal requests weekly, typically within 24-48 hours, through PayPal, bank transfer, or crypto. Faster, more frequent access to your profits.
Free Trading Competition
FTMO offers unlimited Free Trials, which are practice accounts rather than a contest. The FundedFast Open is a ranked competition every two weeks with a $100K virtual account and cash prizes.
Where FTMO
Has the Edge
No comparison is honest without showing where the competition wins. Here’s where FTMO is stronger — and why the FundedFast Open, no time limits, and 90-day affiliate window still tip the balance for many traders.
4 Platforms
FTMO offers MT4, MT5, cTrader, and DXtrade, four platforms versus FundedFast's MatchTrader. If you depend on custom MT4 EAs, FTMO has more flexibility. MatchTrader includes TradingView charts built in.
$2M Scaling
FTMO scales to $2,000,000. FundedFast's scaling tops out at $976,562. If you're targeting seven-figure funded accounts, FTMO has a larger ceiling.
Established Reputation
FTMO has been operating since 2015 and has built a large Trustpilot presence at 4.8/5. FundedFast launched in 2024 and is still building its review footprint. Check our FXVerify and Investing.com profiles for independent verification.
What Traders
Actually Say
Real themes from Trustpilot, Investing.com, and trading communities. Not cherry-picked, patterns across dozens of reviews.
- Reliable payout history, long operating track record
- Best-in-class dashboard and performance analytics
- Fast, responsive customer support
- Survived the 2024 MetaQuotes crisis: still standing
- Hidden "1% rule": traders report $5K-$24K payouts denied for violating a rule not in the T&Cs, only communicated via internal email
- Account terminations: funded accounts closed for vague reasons like "one-sided betting" or "inconsistent trading"
- Overpriced: EUR 439 for a $100K 2-Step, against $299 at FundedFast for a comparable size
- Rule changes without notice: stop-out levels changed over a weekend; T&C updates that retroactively legalize enforcement
- Same-day payouts: multiple traders confirm bank transfer received same day. Zero payout complaints found
- Transparent fees: "more transparent than most competitors" (Trustpilot verified review)
- Competition pays fast: Past Open winners received their cash prize the same week as the round closed
- Flexible rules: no time limit, news trading allowed, only 3 min trading days
- Newer firm: founded October 2024. Building a public track record. Registered in Malta (EU) under company number C 109385
- Single platform: MatchTrader only (with TradingView charts built in). No MT4/MT5
- Growing review base: verified on Trustpilot, Investing.com, and FXVerify but fewer total reviews than established competitors
Something FTMO Doesn’t Offer: Free Trading Competitions
Enter the FundedFast Open every 2 weeks: completely free. $100K virtual account, same rules as a real challenge. Top 3 win cash. No purchase, no card details.
Join the Open: It’s FreeWhich Firm Is Right for You?
Choose FTMO if:
- You need MT4 or MT5 for custom EAs or indicators
- You're targeting a $1M+ funded account long-term
- Brand reputation and an established track record matter most to you
Choose FundedFast if:
- You want the fee refunded, which the FTMO 1-Step does not do
- You want the choice of a 90% profit split upgrade at checkout
- You want an EU-based prop firm (Malta)
- You want to practice in a free trading competition first
- You trade forex, crypto, indices, metals, or oil in one account
Common Questions
Is FundedFast better than FTMO?
It depends on your priorities, and FTMO has closed some of the old gaps. FTMO now runs a 1-Step that pays 90% and starts at EUR 79, so price and split are no longer one-sided. FundedFast still wins on getting the entry fee back at every size, on weekly rather than bi-weekly payouts, and on running a free ranked competition. FTMO wins on platform variety, scaling to $2M against FundedFast's $976,562, eight interface languages and a decade of operating history. Both use 5%/10% drawdown on their two-phase route and neither imposes a time limit.
Which is cheaper, FTMO or FundedFast?
FundedFast starts at $49 for a $5K account. FTMO starts at EUR 79 for a 1-Step $10K and EUR 89 for the 2-Step. On a $100K 2-Step, FTMO is EUR 439 against FundedFast's $299. FundedFast refunds the fee on passing at every size; FTMO refunds 100% on the 2-Step but not on the 1-Step.
Can I trade crypto on FundedFast?
Yes. FundedFast offers all assets in one challenge, forex, crypto, indices, metals, and oil. No need for separate accounts or different programs. Trade everything on MatchTrader with TradingView charts built in.
Does FundedFast have a free trial or demo?
FundedFast doesn't have a free trial, but offers something better: the FundedFast Open. A free bi-weekly trading competition with a $100K virtual account and real cash prizes ($25/$20/$15). No purchase required. It's a zero-risk way to test the platform.
Is FundedFast regulated?
FundedFast is the trading name of Memento Enterprises Limited, registered in Malta (EU) under company number C 109385. Malta is a respected EU financial jurisdiction. FundedFast does not act as a broker and does not accept deposits: it's a proprietary trading firm offering simulated trading environments.
Does FTMO offer a free competition?
FTMO does not run a free trading competition, but it does offer unlimited Free Trial accounts of up to $200,000 with no time limit, so there is a zero-cost way to test its platform. What it lacks is a ranked contest with cash prizes, which is what the FundedFast Open is. Alpha Capital Group and FundedNext also run free competitions, so FundedFast is not alone in offering one.
Everything FTMO offers — without the trade-offs.
From $49. No time limits. Up to 90% profit share. Fee refunded on passing.